Wallet taps can start the record
A personal Shortcuts automation can react to eligible in-person Apple Pay transactions. It is not a bank feed and it does not read your complete Wallet history.
iPhone expense tracking without a bank login.
Automate eligible Wallet taps, scan what Wallet misses, add cash quickly, and keep every currency readable in one monthly view.
Choose by workflow
Start with the gap that breaks your month.
Each feature has a focused page with setup details, limits, and the situations where another capture method makes more sense.
No Plaid does not mean manual-only
Choose the input purchase by purchase.
Traditional bank-sync apps start with an aggregator and ask you to connect an institution. Manual privacy apps avoid that connection but often make you type every purchase. Monetor uses a third route: user-approved iPhone automation where iOS supports it, then receipts and fast entry for the rest.
Receipts restore the missing detail
Cash, paper receipts, and purchases that do not trigger Wallet can become editable drafts with merchant, total, tax, and line items ready for review.
One review completes the month
Recurring bills, quick manual entries, and multi-currency totals live beside automated captures. You can see the gaps instead of trusting an incomplete feed.
Turn a feature into a working habit.
Capture the month your way.
Join Monetor early access for iPhone and get product availability and setup updates.