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See what the month is really doing.
Follow your monthly plan, spot the pace of spending, and understand what remains without building another spreadsheet.
Expense tracking on iPhone. No bank login.
Capture eligible Apple Pay purchases and payment notifications automatically, scan what automation misses, and keep cash, subscriptions, goals, and currencies in one clear month.
Three ways in. One clear month.
Capture automatically where you can, review what matters, and keep the rest together.
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Automatic capture
Eligible Apple Pay purchases and payment alerts from apps you choose arrive through Apple Shortcuts automations you set up, without handing over bank credentials.
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Receipt OCR
Scan a receipt into an editable expense with line items, tax, and totals ready for review.
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The full picture
See spending, subscriptions, bills, and savings goals together across the currencies you use.
Your financial life, in focus.
One calm home for today’s spending, the month ahead, and the decisions that deserve your attention.
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Turn categories into clear signals.
See where your money went, then use the details to understand the pattern—not just stare at a chart.
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Ask for the next useful insight.
Monetor AI turns the activity you already track into a focused explanation and practical next step. It is informative, never financial advice.
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Keep payments from becoming surprises.
Loans, subscriptions, and recurring payments stay visible in the same place as the rest of your month.
More depth, without more noise.
The rest of your financial life stays close when you need it.
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Bills and goals
Recurring bills, subscriptions, savings targets, and reminders in the same monthly view.
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Many currencies
Keep original amounts visible across AMD, USD, EUR, and more, with one base currency for the month.
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AI insights
Understand spending changes and turn savings targets into practical next steps.
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Private by default
No required bank login, no ad tracking, and no selling your data.
Find the workflow that fits how you pay.
Focused pages explain what Monetor can automate, what stays manual, and where each workflow has limits.
Ways to use Monetor
See all features →
Apple Pay expense tracking
Use a personal Wallet automation and Shortcut to capture eligible purchases without a bank login.
No-bank-connection finance app
Combine Wallet automation, receipt scans, and manual entries while keeping bank connection optional.
Receipt scanner with OCR
Turn a readable receipt photo into an editable draft, then review it before it reaches your budget.
Multi-currency budgeting
Track AMD, USD, EUR, and other currencies in one consistent monthly view.
Cash, card, and receipt tracking
Complete the month with Wallet taps, receipt OCR, recurring bills, and fast manual entry for cash.
Start free. Upgrade when it pays off.
Free includes automatic capture and up to two wallets. Pro adds more wallets, premium AI insights, advanced reports, higher limits, and exports.
$0
no card required
Enough to track the basics of your money life on iPhone.
- Automatic capture of eligible Apple Pay purchases and payment notifications
- Up to two wallets
- Manual transactions, merchant categories, search, and analytics
- Multi-currency tracking, savings goals, and subscriptions
- One receipt scan
At launch
Pro pricing will be confirmed when Monetor is available on the App Store.
- More wallets beyond the Free two
- Premium AI insights and advanced reports
- Unlimited receipt scans and higher limits
- CSV, PDF, or XLSX export
The App Store purchase sheet shows the local price, any trial, and billing terms before purchase. Terms · Privacy
Before you download.
The things most people want to know before installing a finance app.
What is Monetor?
Monetor is an iPhone finance app that captures eligible Apple Pay purchases and supported payment notifications automatically, without connecting a bank. It brings spending, merchant categories, savings goals, subscriptions, analytics, and AI insights together across multiple currencies.
Do I need to connect my bank?
No. Monetor does not ask for your bank credentials. Transactions can come in through Apple Shortcuts automations for Apple Wallet and payment notifications, receipt scans, or manual entry, with no Plaid connection or screen-scraping required.
How does automatic capture work?
You set up two Apple Shortcuts automations. A Wallet Transaction automation can send eligible Apple Pay purchases to Monetor, and a notification automation can pass payment alerts from apps you choose, such as your bank app or Messages. Neither imports past history, and not every purchase produces an event, so receipts and manual entry fill the gaps. The app runs on iOS 15.1 or later; automatic capture needs a newer iOS version that supports these Shortcuts triggers. See the Apple Pay setup guide.
How much does Monetor cost?
Monetor has a Free plan that includes automatic capture. Monetor Pro adds more wallets, premium AI insights, advanced reports, higher limits, and exports. Pro pricing will be confirmed when Monetor is available on the App Store, and the purchase sheet shows the local price and terms before you buy. See Pricing.
Is my data private?
Monetor never asks for bank credentials, does not use ad tracking, and does not sell your data. Account data is kept on a private Supabase backend with encryption at rest. Optional AI features, receipt scanning, and payment-notification capture send the text or images they need to named processors. The privacy policy lists them.
Finance you control,
on the iPhone you already use.
Drop your email. We'll send product availability and launch updates.
iPhone · iOS 15.1+ · Android planned · No spam, one email per milestone.