Choose a base
Pick the currency you use to understand the month, such as AMD, USD, or EUR.
Many currencies. One clear month.
Keep transactions in the currency that actually moved, then use a chosen base currency to understand spending, goals, accounts, and assets together.
The model
Original amounts stay meaningful.
A €24 meal remains a €24 meal. Monetor can also express it in your base currency so monthly totals make sense without flattening the original record.
Record the real currency
Keep each transaction, account, or asset associated with the currency it uses.
Compare in context
Exchange-rate-aware values help bring spending and holdings into one readable view.
How it works
A budget that crosses borders.
The base currency is a lens for totals, not a rewrite of every transaction.
- 01
Set the planning currency
Choose the base currency that makes income, budgets, and progress easiest to read in your current life.
- 02
Add money as it moved
Capture the purchase, account, goal, loan, or asset in its original currency instead of converting it in your head.
- 03
Read the combined view
Monetor uses refreshed exchange-rate data for approximate base-currency totals across the dashboard and analytics.
Salary here. Subscription there. Goal somewhere else.
Multi-currency tracking is useful when your income, daily purchases, travel, online subscriptions, family obligations, or investments do not all speak the same currency.
- Everyday spending across local and foreign currencies
- Savings goals funded from more than one currency
- Accounts and assets that need a common planning view
Feed the budget without a bank login.
Budget the life you actually live.
Join Monetor early access for an iPhone money view built for more than one currency.